Payment & Security

Credit card payment options:

We accept Mastercard, Visa, American Express & Union Pay credit cards. 

Credit card payment options




Credit card security:

All our credit card transactions are processed through DPS (Direct Payment Solutions), the leading online credit card processing facility used by all leading E-Commerce sites in New Zealand.  DPS processes $20B transactions annually, and has over 15,000 merchants. Anyone purchasing airline tickets from Air New Zealand, for example, will pay online via DPS.

More information about DPS can be found on the DPS website:


Card transactions require the 3 digit security code from the reverse of your credit-card, for additional security from stolen card numbers.

Your credit card details are not seen or retained by The Sleep Store. As soon as your credit card transaction has processed through DPS, your card details are deleted automatically from our system.  In the event that a customer wishes to add to an order, we will need to seek card details at this point, as we do not have access to the customer's card details from the original purchase they put through the website. We can however process a payment manually on the Direct Payment Solutions site via our secure DPS log in. 


Credit card refunds

We do not need to seek a customers card number to process a refund. We can log in to the secure DPS website, find the customer's payment transaction, and process a refund against this transaction - all without being able to see the customer's credit card number.


Save My Card Details for Next Time:

We have just introduced the ability for customers to have their card payment details 'saved for next time'. This means that if a customer has entered all their credit card payment details when processing a transaction, these details can be saved so that they do not have to be entered again from scratch next time they make a purchase using the same card. It is important to note that these details are not saved at The Sleep Store. They are rather saved at DPS - and only if a customer confirms that they want to have their details saved for next time. 


Can I pay by Internet Banking?

Yes of course.  Select Bank Deposit at checkout. 

We use DPS Account 2Account which means that transactions clear immediately meaning there is no delay on dispatching your order. 

Accepted Banks are ANZ, ASB, BNZ, Kiwibank, TSB and Westpac.

Other banks

If you don't bank at one of these banks, please choose the Additional Payment option at checkout and make a manual bank deposit via internet banking to the account below. 

Please allow extra time for bank payments to clear into our account. Deposits made from Friday through to Monday, sometimes do not show in our account until Tuesday.

Our bank information is:

Please ensure bank deposits contain your order reference. if the bank account name differs from the name on your order, please let us know.

Please note deposits into fast deposit boxes do not come through with a name or reference number, so please ensure you email us if you are using this method to make your deposit.

If you need your order urgently, please email confirmation of your bank deposit to us or preferably pay by credit card.


Do you have layby?

We now offer Zip for orders over $50.  Zip spreads the cost over 6 weeks but you'll receive your order straight away.

You pay 25% initially by credit card or debit card when placing your order and then a further 25% every 2 weeks by credit or debit card.  It is interest free and no fees apply unless you miss an instalment. Find out more info about Zip here


Cash or cheque?

We regret we are not able to accept payment by cash or cheque.


Need more information?

If you require any further information about the security of purchasing online with The Sleep Store, please let us know by email or phone 0064-9-8168706.